Is MyGood Free? Plans and Prices, Plainly
See your own safe-to-spend number Free paycheck budget, set up in 60 seconds →Yes. MyGood's free plan has no time limit, needs no credit card and no bank login, and covers the core of the app: paycheck budgeting, your daily safe-to-spend number, bill and expense tracking, and a debt snowball plan. Paid plans are optional: Pro is $9.99 a month and Pro + AI is $14.99 a month.
What each plan includes
| Free | Pro | Pro + AI | |
|---|---|---|---|
| Price | $0, forever | $9.99/month | $14.99/month |
| Paycheck budgeting | Yes | Yes | Yes |
| Daily safe-to-spend | Yes | Yes | Yes |
| Bills and expenses | Yes | Yes | Yes |
| Unlimited paychecks and categories | Yes | Yes | Yes |
| Debt payoff | Snowball | Snowball, avalanche, extra payments | Same as Pro |
| Bank sync (Plaid) | No | Optional | Optional |
| Shared budget with a partner | No | Yes | Yes |
| Roll over to next paycheck | No | Yes | Yes |
| Use from Claude (MCP) | No | Yes | Yes |
| Receipt and statement photos, budget chat | No | No | Yes |
What's the catch?
There isn't a hidden one. The free plan isn't a countdown: it doesn't expire, it doesn't ask for a card, and it doesn't lock your budget after a few weeks. MyGood makes money from people who want the extras in Pro, mainly bank sync and shared budgets. We also don't run ads or sell data: the site has no ad pixels or third-party analytics, and our privacy policy says we don't sell personal information.
Is there a free trial of Pro?
When trials are open, new accounts get Pro + AI free for 14 days, with no card. When the trial ends you go back to the free plan automatically; nothing is charged and your budget stays. Paid plans are monthly and you can cancel anytime from the app.
Do I need to connect my bank?
No. MyGood was designed to work without a bank connection: you type in your paychecks and bills once, and log spending as you go. Bank sync through Plaid is an optional Pro feature for people who want transactions pulled in automatically.
Start on the free plan.
Set up your first paycheck in about 60 seconds. No credit card, no bank login.
Create a free account → Or try the safe-to-spend calculator first, no sign-up.Frequently asked questions
Is MyGood really free?
Yes. The free plan has no time limit and needs no credit card or bank login. It includes paycheck budgeting, the daily safe-to-spend number, bill and expense tracking, unlimited paychecks and categories, and a debt snowball plan.
How much does MyGood Pro cost?
MyGood Pro costs $9.99 a month and adds optional bank sync, shared budgets, roll-over, the avalanche and extra-payment debt plans, and use from Claude. Pro + AI costs $14.99 a month and adds receipt and statement photos and a budget chat assistant.
Does MyGood have a free trial?
When trials are open, new accounts get Pro + AI free for 14 days without a credit card. When it ends, the account returns to the free plan automatically and nothing is charged.
Does MyGood need my bank login?
No. MyGood works without connecting a bank. Bank sync through Plaid is an optional Pro feature.
Can I cancel MyGood Pro anytime?
Yes. Pro and Pro + AI are monthly and can be cancelled anytime. You keep paid features until the end of the period you paid for, then the account returns to the free plan with your budget intact.